Bed & Breakfast Coverage

Since a Bed & Breakfast is often not only your business but also your home you have a unique insurance need that requires a special program designed to meet those needs.

Neither a homeowner's policy nor a commercial package policy is sufficient. We understand this and have access to companies that can help make sure that you are protected. We will help manage your risk and provide you coverage through a Bed & Breakfast program that can include:

• Buildings and Contents on Replacement Cost Basis
• Personal and Business Liability
• Business Income (Including Rents) – Actual Loss
• Household Personal Property Included
• Additional Living Expense
• Guest’s Property
• Outdoor Property
• Water Backup of Sewers & Drains
• Exterior Trees, Shrubs, and Plants
• Liability Coverage for Complimentary Alcoholic Drinks
• Ordinance or Law
• Money & Securities
• Hired / Non-Owned Automobile Liability
• Fine Arts
• Many other coverage features available

Our production staff will assist you in obtaining the coverage that best suits your needs.